The profitability of a property will change over time, depending on the variations of mortgage rates, rents, charges of co-ownership, eventual renovations, as well as changes in legislation.
Even before making a purchase the economic conditions will have a significant impact on our choice of attractive properties. As such, the trend will be towards tougher conditions for granting mortgage loans by banking establishments, by requiring a greater portion of equity. This will force numerous buyers to cancel their plans to purchase, thereby easing the pressure on prices. In Switzerland there is an acceptable margin of tightening of the conditions of granting mortgage loans and of increasing rates, without harming the interest in real estate investment.
Our model is to retain minimum risk while accepting a variable rate of profitability, which is in line with the Swiss economic policy.